Participating Insurances


  • ABS (Mid Michigan Health)
  • Aetna
  • Aetna Medicare Advantage PPO
  • ASR
  • Blue Cross/Blue Shield – (No HMO/ BSN plans) 
  • Blue Cross/ Blue Shield – PPO
  • Cigna
  • Cofinity
  • Coresource
  • Humana – PFFS Only (No HMO and PPO plans)
  • Medicaid
  • Medicare
  • Medicare Advantage                                                                 
  • Medicare Plus Blue
  • Meridian Health Care (Medicaid)
  • Molina Health Care (Medicaid)
  • Priority Health (PPO and HMO plans)
  • Priority Health Medicare (PPO and HMO plans)
  • TriCare for Life/Standard/East
  • US Health & Life
  • United Healthcare

To verify that Midland Family Physicians participates with your insurance, you can call the phone number on the back of your insurance card.

We participate with many insurance companies. Participation means we have a contract with your insurance company. We file your medical claims directly to your insurance company and the insurance company will respond directly to us. It is necessary to present your insurance card at every visit to insure accurate claims processing.

Non-participating insurances are companies that we do not have a contract with. These non-participating insurances have a contract with you. Therefore, subscribers of non-participating insurances will receive reimbursement directly from your insurance company. Their reimbursement rates are based on your contract with the insurance company and varies from contract to contract.

Presently, we are able to electronically file your medical claims for you. A signed statement from you giving us permission to file your medical claims to your insurance company is necessary. Our staff will present a form to you to sign allowing medical claims processing to take place. This courtesy billing is handled through our telephone lines but may not always be possible. In the event we are unable to electronically transmit medical claims information to your insurance company, we will provide you with a detailed “itemized statement”.

We share your concerns about medical costs and insurance complexity. If you have questions phone (989) 839-9937, ext. 2 to speak with our insurance staff